Insurance Work

You can get peace of mind in knowing you are in good hands with AllSafe. Not only are we a State Licensed roofing company, we also employ State Licensed Public Adjusters. Our roofing insurance claim specialists can visit your home to assess your roof’s condition.

Most people do not consider their roof’s condition until they notice a leak inside their home. However, your roof has a lot to endure! It takes daily pounding from heavy sunlight during summertime, ice and snow in the winter, harsh winds and rain throughout the year in our Chicagoland area. Hailstorms cause the most damage and Illinois is one of the most susceptible states in the country. Your roof could be having the lifespan knocked out of it.

Working with one of our specialists to implement your roofing insurance policy can result in significantly reduced costs for a new roof.


How Does It Work?

Give us a call. If your neighborhood has experienced hailstorms and you suspect damage has occurred, AllSafe will conduct a free roof inspection! If the inspection reveals damage, with your permission, our roofing insurance claim specialists will consult with your insurance company. We will also submit an adjustment on your behalf to quicken the repair process. Then, when the roofing insurance claims process finalizes, AllSafe’s licensed contractors can replace your roof at less cost to you.

Here are more details on filing an insurance claim that can help to speed the process and get your roof restored quickly:

  • Simply call AllSafe for a written estimate for repair or replacement of the roof.
  • Call your insurance company and notify them of the damage. Have the following information ready when you call to file the claim:
    • Location of the home.
    • Policyholder’s name.
    • Date of the storm or incident/Time of the incident.
    • Cause of the damage (wind, hail, trees, etc.).
    • A detailed description of the damage age of the roof.
  • Obtain a claim number from your insurance company.
  • The insurance company will assign an adjuster to your claim.
  • Tell the insurance company that you want your roofing contractor present when the adjuster arrives to inspect the damage.
  • Get the adjustor’s name and cell phone number to speed the process.
  • The adjustor will call to schedule a time to visit your home and inspect the roof.

How Do We Assess Damage?

Asphalt shingles, also known as composition shingles, do not fare very well against hail storms in the long-run. Asphalt shingle weathering does vary based on slope direction and attic space ventilation. Poor attic ventilation greatly reduces the service life of all roofing shingles, asphalt shingles in particular. When hail impacts these shingles, it creates “bruises.” Bruises are small holes resulting from the hail crushing the mat material and displacing granules.

This is where roofing insurance comes in handy. Here at AllSafe, our roofing insurance claim specialists are pros at assessing roof damage! Our expert eye may result in you having a brand-new roof at reduced costs, increasing the overall value of your home.


How Much Do You Have to Pay?

That depends on your deductible and your insurance company’s policies for roofing insurance. If you have a full replacement policy, the total cost will be the amount of your deductible. Many insurance companies have an actual cash value (ACV) policy. Under ACV, the company subtracts your deductible from the total costs and then deducts a portion to account for depreciation. In other words, the amount they will pay you depends on the age of the roof.

The easiest way to know if your insurance covers roof damage is to contact your insurance provider. If you have roofing insurance, we can work with your insurance company to have a replacement installed. Most homeowner insurance policies provide coverage for roof damage caused by fire or vandalism. Although insurance usually covers wind, rain, and hail, many factors determine if your damage will be covered. Your insurance company makes the final decision on how much you will be reimbursed.

What Makes AllSafe Roofing Stand Out?

Along with our expert roofing insurance claim specialists, AllSafe also employs a team of experienced and professional roofers. Upon completion of your roofing insurance claim, our roofers will go above and beyond to see your new roof installed in a professional manner to meet all local building codes and ordinances. We treat every roofing project with professional care. Whether you are enacting your roofing insurance or want to alter the exterior of your home, we’ve got you covered!


Advantages in hiring AllSafe Roofing

We are proud to say we are family owned and operated and have over 30 years of experience.

We only use the best quality materials that meet or exceed all industry standards.

All warranties will be given in writing to ensure you chose a company you can rely on.

We are fully licensed, bonded, and insured.

We are a second-generation roofing company.

We will give every job time, excellent craftsmanship, and quality materials to get the best results.

We welcome you to fill out our form to receive a FREE estimate.

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